Millions of Americans have turned to Jean Chatzky for financial advice, thanks to her weekly appearances on NBC's Today and her column in Money magazine. Now, in The Ten Commandments of Financial Happiness (published in hardcover as You Don't Have to Be Rich), she analyzes the results of a unique survey in which she questioned 1, 500 Americans about their financial attitudes and behaviors. She looks at how much money people actually do need to guarantee a happy, comfortable life. And gets down to the nitty-gritty, isolating behaviors thataif adoptedacan significantly improve a life. The results of this proprietary surveyaconducted with the help of the Roper Centeraare remarkable. Chatzky found that while a certain amount of money buys comfort, money can't make you happyaat least not in the way most people believe it can. But it can make you miserable, if you're managing it wrong. That's why it's time to make a change. In her frank, engaging style, Chatzky explains how to qown your moneyq to create a happy and comfortable life. She outlines the financial habits of happy people and shows how anyone can be a part of this group, no matter what they earn. Filled with fresh insights and real life examples, The Ten Commandments of Financial Happiness reaffirms that finances don't have to be a source of stress and that living within your means can be extremely rewarding.By refinancing your other debtsayour mortgage, for example, and your car loans ayou may be able to significantly lower the rates youa#39;re ... You hit the Internet or visit your local credit union and see if you can drum up a better rate than the one youa#39;re paying now. ... consolidate all of your credit card debt (and sometimes your auto loans, to boot) into one big home equity loan or home equity line of credit.
Title | : | The Ten Commandments of Financial Happiness |
Author | : | Jean Chatzky |
Publisher | : | Penguin - 2005-01-04 |
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